Saturday, September 29, 2007

It all comes out in the wash



We all know people who are meticulous about their finances down to the penny. The coupon clipper mentality extends into every aspect of their daily life. Making sure, for example, a restaurant bill among friends is divided evenly to the nickle. Leaving an exact 18% tip.

This attitude about money would drive me crazy. The payoff just doesn't seem worth it. Earlier in the week, I watched a woman argue with a train conductor about having to pay a $5 surcharge because she purchased her ticket on the train -- rather than at the window or from one of the automatic kiosks. The $5 surcharge is steep relative to the $7.50 ticket price but that's the point-- to reinforce the practice of buying your ticket in advance. Sure, there are always mitigating circumstances -- a long line at the ticket booth or a broken kiosk. The conductor rarely waves the surcharge though because there is no way for him to discern the legitimacy of your excuse.

Later in the day, I had breakfast with a friend. It was early and some repair work was still being done on the premises -- it was noisy but not intolerable. Our waiter moved us to another table. We had a long and enjoyable discussion. When I asked for the check, to my pleasant surprise, the waiter added that the breakfast was on the house. We walked out with big smiles.

Win some/lose some. A sane approach to life's small change.

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